Talk to our mortgage experts during the Spring Home Loan Event
If you are thinking of buying a new home this year (or refinancing your current home), now is a very good time. Apply during our Spring Home Loan Event and you can lock in a low rate on your home mortgage.
From our 12-Year “GameChanger” Mortgage with NO Closing Costs to our extremely competitive 7/1 Adjustable Rate Mortgage, Pathways offers several different low-rate home loan options designed to help you save money. Attractive 15- and 30-year fixed mortgages are also available.
Our Power Equity Home Equity Line of Credit could help you leverage the equity in your home to achieve financial goals or milestones.
Pathways has helped thousands of families finance and refinance their homes for more than 70 years. Pathways is the fastest-growing credit union in Ohio in the last ten years, so you know you can trust our experts.
Apply now or consult with our mortgage experts before our Spring Home Loan Event ends.
You can apply online now, complete the form below, phone us at 614-416-7588 or visit any of our six local branches.
Or request more information:
*APR = Annual Percentage Rate. Your interest rate and repayment terms will be based on your individual credit history, property values, and other qualifying factors and may be different than rates quoted above. Credit score of 740+ required for rates listed above. All rates effective February 1, 2019 and are subject to change at any time without notice. Worry Free 7/1 ARM – Interest rate fixed for the first seven years at 3.875% with an APR of 4.462%. EXAMPLE: a 7/1 ARM, 30 year Worry Free mortgage, 0 points. A $150,000 mortgage will be paid in 360 monthly installments of $705.36 during the first 84 months. Based on the current index and margin, the payment would adjust to $776.53 for the next 12 month period with subsequent rate adjustments occurring every 12-months. Initial discount rate reflects a reduction in effective rate until the first adjustment after the fifth year to the 1 Year Treasury Constant Maturity as published in the Wall Street Journal, presently 2.63%, plus a margin of 2.875%.Interest rate available for loan amounts between $50,000 and $453,000. Annual Percentage Rate (APR) reflects 85% Loan to Value based on appraisal. Rate caps are a maximum 3% adjustment every one year and a maximum 6% increase over the life of the loan. Example includes an estimated closing cost of $3,131. 12-Year Mortgage – Fixed 12-year mortgage interest rate assumes a $100,000 loan amount for qualified buyers with a maximum LTV of 80%. Minimum loan amount of $50,000. Existing Pathways Financial loans: closing cost fee of $1,350 charged for all Pathways Financial mortgage loans refinanced to a lower rate under this program. Power Equity Line of Credit – Maximum credit line of $100,000; maximum LTV of 80%. Closing cost fee will be assessed if HELOC is closed within 3 years of opening. The draw period on your HELOC will be available for 10 years, followed by up to a 10-year repayment period. This line cannot replace a first position mortgage and must be in first or second position. Minimum line issued is $25,000.