Please click here to read an alert from the Federal Trade Commission regarding recent scams created to exploit the interactive maps tracking the virus, and phishing attempts with the use of infected links & attachments targeting the public’s thirst for knowledge about the virus.
As always, be cautious with unsolicited emails and never open unknown attachments or click on unknown links.
How to Combat “Mobile Phone Port-Out Scams”
Fraudsters are impersonating mobile phone users to have phones transferred to a different carrier – effectively stealing the users’ mobile phone number. This is being coined as “a port-out scam.” Once transferred to a different carrier, the fraudster receives all calls and texts that were intended for the user – including those that can be used to takeover a member’s account via online banking. Please note that Pathways DOES NOT USE this form of account access for logging into our Online Banking system – and so your Online Banking at Pathways is safe from this activity. This is just a general notice to keep you aware of the latest scam trend.
Security experts recommend that you place a “port validation password” on your mobile phone account to help prevent having their phone fraudulently transferred to a different carrier.
Common Scams – Federal Trade Commission
While cyber criminals continue to devise new methods of gaining access to personal data and funds, there are a few “staples” to always be on the lookout for. Click here for the latest information on common scams from the Federal Trade Commission.
More Government Information
CLICK HERE for a list of common fraud scams and situations compiled by the Federal Bureau of Investigations.
IRS Imposter Scam – Cyber criminals are known for taking advantage of tax season, and 2015 has proven to be no different. Here’s what happens: you get a call from “the IRS” claiming that you owe taxes and will be arrested if you do not pay them immediately. The scammer will ask you to wire the funds you “owe,” or put it on a pre-paid debit card. The caller may harass you with threats of deportation or a revoked driver’s license. Warning – they may know your Social Security number, or push the call through a fake caller ID (known as reverse engineering) so that the call shows up with the IRS phone number. These tactics are an attempt at at seeming more legitimate so you will be more likely to send funds to settle your debt. Once you send the money, though, it’s gone for good.
If you legitimately owe money to the IRS, you will first be contacted by mail, not by phone. Also, they will not specify a way for you to send the funds (like wiring or mailing a pre-paid debit card). If you receive a call like the one above, be sure to:
1.) Avoid giving the caller any personal information.
2.) Write down details such as the phone number and caller name.
3.) Hang up the call.
4.) Contact the IRS if you’re worried the call may be real at 1-800-829-1040 or visit www.irs.gov.
5.) Report the call. File a complaint with:
- The Treasury Inspector General for Tax Administration (TIGTA) – www.tigta.gov, 1-800-366-4484.
- The Federal Trade Commission (FTC) – www.ftc.gov/complaint, 1-877-FTC-HELP.
6.) Let your friends and family know so that they can protect themselves from scams.