Today's Rates

Loan Rates

Loan Type Rates
as low as
APR* Terms / Information
New Auto Loans * 2.99% 3.64% Terms up to 120 months available
Used Car Loans 3.24% 3.89% Terms up to 120 months available
Fixed Rate Personal Loan 7.45% 7.59% Terms up to 60 months available
Debt Consolidation Loan 7.45% 7.59% Pay Off Those High Interest Credit Cards!
MyFlexLine of Credit 9.99% 9.99% Unsecured line of credit available up to $25,000
Motorcycle, Boat, or RV 7.49% 8.12% Terms up to 120 months available
100% Share Secured Closed End 3.50% 3.60% Terms up to 120 months available
Other Secured Loan 7.49% 8.12% We finance Farm Equipment, ATVs, and personal items

 

APR = Annual Percentage Rate. Rates subject to change at anytime and without notice. Your interest rate and repayment terms will be based on your individual credit history and underwriting criteria and may be different from rates quoted above. Auto Loans rates are based on sample loan of $20,000 amount financed, including a $175 loan fee. Note that refinances of existing Pathways’ loans and private vehicle purchases are subject to a $250 loan fee. Personal Loans are subject to application and credit approval and APR is based on $5,000 amount financed, including a $35 loan fee. To obtain additional information, contact our Member Services department at 614-416-7588. Pathways Financial Credit Union is an Equal Housing Lender. Click here for product-specific fees and disclosures.

 

Share / Savings Rates

 Account Type Min. to Open/Earn Dividends APY*
 Regular Share $250 0.08%
 Secondary Member Share $250 0.08%
 Premier Checking $250 0.05%
Owner Rewards Savings  $2,500 and under 5.00%
 Over $2,500  0.08%
 Money Market $2,500.00 – $9,999.99  0.10%
$10,000.00 – $24,999.99 0.15%
$25,000.00 – $49,999.99 0.25%
$50,000.00 – $99,999.99 0.35%
$100,000.00 – $249,999.99 0.45%
$250,000.00 and greater 0.60%
Traditional IRA $100.00 – $99,999.99 0.15%
$100,000.00 and greater 0.40%
Christmas Club $250 0.05%
Vacation Club $250 0.05%
Health Savings Account $0.00 – $2,499.99 0.25%
$2,500.00 – $9,999.99 0.50%
$10,000.00 – $24,999.99 1.01%
$25,000.00 and greater 2.02%
Business Premium $2,500.00 – $24,999.99 0.10%
$25,000.00 – $49,999.99 0.15%
$50,000.00 – $99,999.99 0.20%
$100,000.00 and greater 0.25%

Certificate Rates

Certificate Term Minimum Deposit APY
6 Month Certificate $500 0.40%
$100,000 0.50%
12 Month Certificate $500 0.80%
$100,000 0.90%
 18 Month Certificate $500 1.15%
$100,000 1.25%
 24 Month Certificate $500 1.20%
$100,000 1.30%
 30 Month Certificate $500 1.25%
$100,000 1.35%
 36 Month Certificate $500 1.35%
$100,000 1.45%
 48 Month Certificate $500 1.70%
$100,000 1.85%
 60 Month Certificate $500 2.20%
$100,000 2.36%
 60 Month Bump Certificate $500 2.00%
$100,000 2.00%

 

APY=Annual Percentage Yield. APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Fees may reduce earnings. Rates on variable rate accounts (i.e. Share Savings, Checking, Money Market) could change after account opening. In addition, all rates listed are subject to change without notice. Accounts insured up to $500,000 through a combination of federal insurance provided by the National Credit Union Administration (NCUA) for $250,000 and private insurance provided by Excess Share Insurance (ESI) for an additional $250,000. Certificate Rates: The rate and annual percentage yield is fixed for the term of the share certificate. We will impose a penalty if you withdraw any of the principal funds before the maturity date. For terms to maturity less than 36 months, the penalty imposed will be an amount equal to 180 days’ dividends, and for terms equal to or greater than 36 months, the penalty imposed will be an amount equal to 365 days’ dividends. Fees or other conditions may reduce your earnings. In order to earn the stated APY, you must allow your earnings to be added to your certificate balance. Withdrawal of your monthly earnings will not allow you to earn the stated APY. All rates listed are subject to change without notice. Accounts insured up to $500,000 through a combination of federal insurance provided by the National Credit Union Administration (NCUA) for $250,000 and private insurance provided by Excess Share Insurance (ESI) for an additional $250,000.