Today's Rates

Loan Rates

Loan Type APR Terms/Information
New Auto Loans* As Low As  3.641%* Quoted rate is for 60-75 month term. Up to 85 mo available.
Used Car Loans  3.892%* Available for terms between 67 and 75 months.
Visa Platinum Rewards  8.740%* Rates as low as
Fixed Rate Personal Loan  7.590%* Terms up to 60 months available.
Debt Consolidation Loan  7.590%* Pay Off Those High Interest Credit Cards
MyFlexLine of Credit  9.490%* Unsecured line of credit avaliable up to $25,000.
Motorcycle, Boat, or RV  8.116%* Terms up to 180 months available!
100% Share Secured Closed End  3.600%* Terms up to 120 months.
Other Secured Loan  8.116%* We finance Farm Equipment, ATV's, and other personal items!

Rates valid May 29, 2017

APR = Annual Percentage Rate. Rates subject to change at anytime and without notice. Your interest rate and repayment terms will be based on your individual credit history and may be different from rates quoted above. To obtain additional information, contact our Member Services department at 614-416-7588. Pathways Financial Credit Union is an Equal Housing Lender. Click here for product-specific disclosures.

 

Share / Savings Rates

Account Type Min to Open / Earn Dividends APY
Regular Share  $250.00 0.080%
Secondary Mbr Share  $250.00 0.080%
Premier Checking  $250.00 0.050%
Money Market  $2,500.00 - $9,999.99 0.100%
Money Market  $10,000.00 - $24,999.99 0.150%
Money Market  $25,000.00 - $49,999.99 0.250%
Money Market  $50,000.00 - $99,999.99 0.350%
Money Market  $100,000.00 - $249,999.99 0.450%
Money Market  $250,000.00 and greater 0.600%
Traditional IRA  $100.00 - $99,999.99 0.150%
Traditional IRA  $100,000.00 and greater 0.400%
Christmas Club  $250.00 0.050%
Vacation Club  $250.00 0.050%
Health Savings Acct  $0.00 - $2,499.99 0.250%
Health Savings Acct  $2,500.00 - $9,999.99 0.500%
Health Savings Acct  $10,000.00 - $24,999.99 1.010%
Health Savings Acct  $25,000.00 and greater 2.020%
Business Premium  $2,500.00 - $24,999.99 0.100%
Business Premium  $25,000.00 - $49,999.99 0.150%
Business Premium  $50,000.00 - $99,999.99 0.200%
Business Premium  $100,000.00 and greater 0.250%

Rates valid May 29, 2017

 

Swipe2Save Savings Accounts

Account Type APY
> $2,500 0.08%
< $2,500 5.00%

Rates valid December 14, 2016

APY = Annual Percentage Yield. APY is an annualized rate that reflects estimated dividend earnings based on the dividend rate and frequency of compounding. Fees may reduce earnings. Rates on variable rate accounts (i.e. Share Savings, Checking, Money Market) could change after account opening. In addition, all rates listed are subject to change without notice. Accounts insured up to $500,000 through a combination of federal insurance provided by the National Credit Union Administration (NCUA) for $250,000 and private insurance provided by Excess Share Insurance (ESI) for an additional $250,000.

 

Certificate Rates

Certificate Term APY Minimum Deposit
6 Month Certificate  0.350% $500.00
6 Month Certificate  0.600% $100,000.00
12 Month Certificate  0.700% $500.00
12 Month Certificate  0.800% $100,000.00
18 Month Certificate  1.010% $500.00
18 Month Certificate  1.000% $100,000.00
24 Month Certificate  1.100% $500.00
24 Month Certificate  1.100% $100,000.00
30 Month Certificate  1.150% $500.00
30 Month Certificate  1.300% $100,000.00
36 Month Certificate  1.250% $500.00
36 Month Certificate  1.350% $100,000.00
48 Month Certificate  1.600% $500.00
48 Month Certificate  1.750% $100,000.01
60 Month Certificate  2.000% $500.00
60 Month Certificate  2.000% $100,000.00
60 Month Bump Cd  2.000% $500.00
60 Month Bump Cd  2.000% $100,000.00

Rates valid May 29, 2017

APY = Annual Percentage Yield. Certificate Rates: The rate and annual percentage yield is fixed for the term of the share certificate. We will impose a penalty if you withdraw any of the principal funds before the maturity date. For terms to maturity less than 36 months, the penalty imposed will be an amount equal to 180 days’ dividends, and for terms equal to or greater than 36 months, the penalty imposed will be an amount equal to 365 days’ dividends. Fees or other conditions may reduce your earnings. In order to earn the stated APY, you must allow your earnings to be added to your certificate balance. Withdrawal of your monthly earnings will not allow you to earn the stated APY. All rates listed are subject to change without notice. Accounts insured up to $500,000 through a combination of federal insurance provided by the National Credit Union Administration (NCUA) for $250,000 and private insurance provided by Excess Share Insurance (ESI) for an additional $250,000.