Auto Loans - Pathways Financial Credit Union

The car you need at the price you want.


  • Up to 90 Days No Payments on Auto Refinances!
  • Get pre-approved before going to the dealer
  • Access to Pathways Car Buying Service, Powered by TrueCar©
  • Fast and local decisions
  • Competitive interest rates
  • Flexible financing terms
  • Low-cost credit life, extended warranty, credit disability, and GAP insurance
  • Technology tools to check your balance
  • Pay through payroll deduction, direct deposit, or online/mobile banking

Account Descriptions

Account Type
Additional Information
New & Used Vehicle Loan


If you’re in the market for an auto loan, make Pathways your first stop. Our auto loans are one of our most popular products because our members love getting a great deal. First time buying a car? View a helpful video on how auto loans work!

Benefits of a Pathways loan:

  • Fast and local decision-making
  • Financing terms up to 85-months
  • Low-cost credit life, credit disability, and GAP insurance
  • 100% financing available
  • No pre-payment penalties
  • Technology tools that make checking your vehicle loan balance both simple and convenient
  • Options available to pay your vehicle loan through payroll deduction, direct deposit, or transfer from your Pathways account or other account via ACH.
  • Your loan stays local. Pathways will never sell the servicing of any loan to another financial institution.
  • Exclusive member benefitauto insurance savings through TruStage Insurance*

When “Just Looking…” turns into “Let’s Buy!”
When you’re ready…we’re ready. Even if we’re not open, you can finance at the dealership. Just follow these simple steps:

  • Pick out your perfect vehicle
  • Tell the salesperson you want to finance through Pathways
  • Quickly complete the loan process right at the dealership!
Vehicle Loan Refinance


You might be saying, “But I already have a great vehicle…”

We’re glad you do! But does it have the best interest rate? Refinance your auto loan at another institution with Pathways to get all the benefits and a lower monthly payment! We offer fast and convenient ways to apply online, in person, or over the phone in less than 15 minutes. You could save hundreds doing it! First time buying a car? View a helpful video on how auto loans work!

Motorcycle, Boat and RV Loans

Ready to feel the wind in your hair? Pathways has a loan for anything that moves you

  • No payments for up to 90 days
  • Convenient financing terms
  • No early-payment penalties
  • Low-cost credit life, credit disability, and GAP insurance

ADVENTURE is calling YOU! We are here to help you answer it!

Pathways Car Buying Service with TrueCar


Save Time and Money

Take the stress out of buying a car. If you’re in the market for a new or used vehicle, start your search with the new Pathways Car Buying Service, powered by TrueCar. It makes car buying easier and friendlier, giving you a no-hassle buying experience that guarantees you savings on your vehicle purchase price so you never overpay.