Pathways Mortgage Application


Achieve your dreams with Pathways…or let us help you protect them.

You need a financial institution that has your back. At Pathways Financial Credit Union, you come first. Whether you’re trying to purchase your first home or want to refinance your current mortgage to lower your payments, shorten your term or even cash out, we’re here for you and ready to lend. Here are some of the home loan options we offer:

Conventional Fixed-Rate Mortgages

  • Competitive low rates with down payment requirements as little as 3% Adjustable Rate Mortgage
  • One fixed rate and payment for life of the loan! Terms up to 30 years available

Additional Options

  • FHA and VA Loans
    • Low or no down payment options with flexible credit requirements.
  • USDA Loans
  • Adjustable Rate Mortgages

The Game Changer Mortgage

  • Just $299 closing costs! (Starting 1/1/22)
    • Closing costs due at the time of closing. Closing cost fee of $1,500 charged for all Pathways mortgage loans refinanced to a lower rate under Game Changer.
  • Lower your interest rate (potential monthly savings) or reduce the amount of time owed on your mortgage!
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