Path 2 Credit
Fresh Start

Introducing Path2Credit

Pathways Financial Credit Union is excited to bring you this opportunity to take control of your credit and improve your credit score! 

Path2Credit is a free* self credit building tool that offers personalized action plans to help you build and manage credit.  

Because qualifying tomorrow starts with having a plan today.

Meet Your Digital Credit Counselor

Getting started is simple, sign up for a free* Path2Credit account, and verify your personal information. That's all there is to it!


A plan is created for you based on your credit profile. Let the credit building journey begin!

A plan is created for you based on your credit profile.
Follow your plan to help you improve your credit and achieve your goals.


Follow your plan to help build your credit and achieve your goals.


Access the credit building tools and resources you need to find financial success.

*Path2Credit is a service of Credit Mountain. Neither Credit Mountain nor Pathways Financial Credit Union can guarantee that your credit score will improve or that you will be approved for credit products in the future. The advice provided by Path2Credit’s technology might be different from the advice you would receive from a certified credit counselor. To speak with a certified credit counselor, you are encouraged to contact Pathways and ask about credit counselor availability. Enrollment is required to use Path2Credit. You do not need to be a member of Pathways in order to enroll. Path2Credit is free to enroll in and use. You will have the option to purchase services, like rent reporting, from Credit Mountain’s affiliate partners. For questions about Path2Credit, please email