Avoid Wire Transfer Scams!

WIRE TRANSFER SCAMS         Wire transfers are a quick and efficient way to transfer money between accounts, without exchanging physical cash. Though it is considered a secure way of sending money, wire transfers have become the target of scammers.  This is because wire transfers are immediate, irreversible, and it is nearly impossible…

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MoneyEd by Pathways

Get Educated!

Did you know that Pathways members get access to a free digital personal finance course? No lectures or seminars, easily discover tips about budgeting, credit, loans, and more! If you want to learn more about managing your money today, head to

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Holiday Fraud Alert

This holiday season, particularly during our trying circumstances with COVID-19, it is more important than ever to NEVER give out your personal or banking information to someone that calls you directly. If you don’t recognize the caller’s number, do not answer the call. Even if the number appears familiar be cautious if the caller asks…

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When Does it Make Sense to Pay a Bill with a Credit Card?

Credit cards and debit cards both offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card…

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My Savings Has Been Wiped Clean; How Can I Replenish it?

  Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start building these up again, but it’s all so overwhelming….

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Beware of Back-to-School Tuition Scams

Back-to-school season means a flurry of shopping — and a flurry of scams. Scammers know that students and their parents are caught up in a frenzy of preparations and errands and are, therefore, more likely to fall victim to schemes. As you get ready for school, look out for these scams targeting college students and…

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All You Need to Know About Student Loan Changes During COVID-19

With unemployment levels rising and many employers cutting work hours, lots of college grads are now struggling to meet their student loan payments. Thankfully, the federal government has passed legislation to ease this burden. Unfortunately, though, many borrowers are confused about the terms and conditions of these changes. Here’s all you need to know about…

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Got a question? We have the answers!

                Got questions? We have the answers for you! Navigating your financial path can sometimes be a complicated experience, especially if you’re just getting started. Pathways and Incenta have solutions in place to help get you in the direction you need to go if you’re feeling lost, no…

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