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Get Some Extra Cash with a new car loan or car loan refinance with Pathways!


Get pre-approved for your auto loan at Pathways, and we will pay you when you buy or refinance your car. Rates are as low as 3.24% / 3.82% APR*!

Take advantage of $250 Cash Back when you buy a new or used car:

  • Call, text or visit Pathways and get pre-approved for your loan before you visit the dealership
  • once you are pre-approved, we deposit $250 cash into your Owner Rewards Saving Account that earns 10% APY*
  • When you close your loan at Pathways, the $250 is yours!

Take advantage of up to $1,000 Cash Back when you refinance your existing auto loan with pathways:

  • Call, text or visit Pathways to transfer your existing auto loan from your current lender to Pathways
  • Your cash back will be deposited into your Owner Rewards Savings Account that earns 10% APY*
  • No payments for 90 Days!

To apply today, click here!


*APR = Annual Percentage Rate. New Car Loan offer: the $250 cash bonus is deposited into your account when you are pre-approved. The funds will be released to you when your Pathways pre-approved loan closes. If you have not financed your vehicle at Pathways within 90 days, or if you decide to close your loan at the dealership instead of Pathways, the $250 cash will return to the credit union. You can, of course, keep the interest it has earned during those 90 days! This offer is contingent upon you qualifying for the loan pre-approval and financing your purchase within 90 days at the credit union. The $250 bonus is treated as a special dividend and will be reported on your 1099 INT form. Minimum qualifying loan balance for cash bonus is $15,000. APY = Annual Percentage Yield. Refinance offer: Borrowers with credit scores of 740+ are eligible for 3.24% / 3.82% APR. Rate applies to current model year vehicles, maximum term 36 months. APR based on $25,000 loan amount over 35-month-term and includes $175 document prep fee. Your interest rate and repayment terms will be based on your individual credit history and may be different from the rates quoted above. For cash back offer: Minimum loan amount $3,000; you will earn 1% of the auto loan balance transferred; maximum cash back $1,000. Early payment penalty fee will be assessed if transferred auto loan is paid off within the first 6 months. Offers valid through March 31, 2020. We reserve the right to extend or end this promotion at any time. To obtain additional information, please contact your local branch of Pathways Financial Credit Union. Existing Pathways loans not eligible for this offer.