A Better Vehicle Loan for YOU Starts Here – With Rates As Low As 3.86% APR!*

Take on the open road with a vehicle loan at Pathways! We finance new and used cars, RVs, motorcycles, boats, and more. Whether you’re looking for a competitive rate on a new vehicle or want to refinance your existing one and earn cash back, we have a product to fit your needs.

Start your application by texting us at: (614) 340-4100
Transfer your auto loan by phone:  (614) 416-7588
Apply in person at one of our Central Ohio branches

Or Apply Online to Get Going Right Away:

Why Choose Pathways?

Pathways has helped hundreds of thousands of families purchase or refinance their vehicle for more than 70 years, and as the fastest-growing credit union in Ohio in the last ten years, you know you can trust our experts.

  • Fast and local decision-making
  • Flexible financing terms
  • Low-cost credit life, credit disability, and GAP insurance
  • 100% financing available
  • No pre-payment penalties
  • Technology tools that make checking your vehicle loan balance both simple and convenient
  • Options available to pay your vehicle loan through payroll deduction, direct deposit, or transfer from your Pathways or other accounts via ACH.
  • Your loan stays local. Pathways will never sell the servicing of any loan to another financial institution.
  • Exclusive member benefit – auto insurance savings through TruStage Insurance
  • ANOTHER Exclusive member benefit – Pathways Car Buying Service with TrueCar

Which vehicle loan is right for you?

Talk to our experts to find the perfect option that fits your dreams and your budget.

New & Used Vehicle Loan
When you’re ready, we’re ready. If you’re in the market for an auto loan, make Pathways your first stop. Even if we’re not open, you can finance at the dealership. Just follow these simple steps:

  • Pick out your perfect vehicle
  • Tell the salesperson you want to finance through Pathways
  • Quickly complete the loan process right at the dealership!
  • That’s it!

Vehicle Loan Refinance
Already have a car loan with another financial institution? Make the switch to Pathways and get up to $1,000 cash, plus no payments for 90 days! Plus, you could save more money each month with a super low rate!

 

Calculate Your Potential Savings Below!

Your Savings

Interest savings: $
Transfer bonus: $
No payments for 3 months: $
Extra Money In Your Pocket: $

Start your application by texting us at: (614) 340-4100
Transfer your auto loan by phone:  (614) 416-7588
Apply in person at one of our Central Ohio branches

Or Apply Online to Get Going Right Away:

*APR = Annual Percentage Rate. Borrowers with credit scores of 740+ are eligible*. APR based on $20,000 loan amount over 59-month term and includes $175 document prep fee. Your interest rate and repayment terms will be based on your individual credit history and may be different from the rates quoted above. For cash back offer: Minimum loan amount $3,000; you will earn 1% of the auto loan balance transferred; maximum cash back $1,000. Early payment penalty fee will be assessed if transferred auto loan is paid off within the first 6 months. Offers valid through December 31, 2019. We reserve the right to extend or end this promotion at any time. To obtain additional information, please contact your loan branch of PFCU. Existing Pathways loans not eligible for this offer.