When trying to trim a monthly budget, most people don’t even consider their fixed expenses; however, with just a bit of effort and research, most of these costs can be reduced. 1. Consider a refinance Trim your mortgage payments by refinancing at a lower interest rate. It will cost a bit, but you can roll…
Americans love eating out. According to the USDA’s food expenditure data, millennials spend more than 44% of their food budget on this meal option. In addition, other data proves that Americans spend a lot more on restaurants and bars ($54.86 billion) than they do on their groceries ($52.5 billion). We Americans really like our…
If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life. This means you’re looking at hundreds of dollars in interest…
Valentine’s day is tomorrow – instead of fighting the crowds to get a table at your favorite restaurant – make this amazing dish at home. Save money and save the day at the same time! A box of pasta + cheese + veggie = dinner! Yield: 4 servings Hands-on prep time: 15 minutes Total…
Between astronomical tuition bills, piles of textbooks to purchase, foods costs and supplies, being a college student is definitely not cheap. Lucky for you, there are loads of companies out there that think you deserve a budgeting break. Here are five of the best student discounts out there. 1. Amazon Amazon’s got it all…
Most of us use our checking accounts on a daily basis. Every swipe of a debit card, every bill we pay and every personal check we write takes money out of our checking account. But, how much money should we be keeping in these super-convenient accounts? Let’s find out. What’s your magic number? It’s best…
The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it, comes some of the biggest changes to retirement savings law in recent years. While the new rules don’t appear to amount to a massive upheaval, the SECURE Act will require a change in strategy for many Americans. For others, it…
Creamy pasta for just a few dollars in less time than it takes to order dinner in! Yield: 4 servings Hands-on prep time: 3 minutes Total prep time: 10 minutes Price per serving: $1.19 Ingredients 2 tablespoons butter 1 clove garlic 3/4 cup cream 2 egg yolks ¾ cup grated Parmesan cheese 2 tablespoons parsley…
Millions of people, including credit union members, look to online dating or social networking sites to meet someone. But instead of romance, many unknowingly find a scammer. Cyberspace scammers are eager to take advantage of lonely hearts by setting up fake accounts on social media or dating sites to establish fraudulent relationships and get…
Did you know the average American household carries $6,358 in credit card debt? If that isn’t alarming, consider this: A debt of $5,000 with an average interest rate of 24.99% where only the monthly minimum payment is made can accumulate $4,823 in interest over five years. It means you’ll pay nearly double the amount you…
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