Feb
19

5 Ways To Pay Off A Loan Early

  If you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life. This means you’re looking at hundreds of dollars in interest…

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Feb
13

Simple Stuffed Shells With Spinach

  Valentine’s day is tomorrow – instead of fighting the crowds to get a table at your favorite restaurant – make this amazing dish at home. Save money and save the day at the same time!   A box of pasta + cheese + veggie = dinner! Yield: 4 servings Hands-on prep time: 15 minutes Total…

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Feb
10

Student Discounts You Can Use

  Between astronomical tuition bills, piles of textbooks to purchase, foods costs and supplies, being a college student is definitely not cheap. Lucky for you, there are loads of companies out there that think you deserve a budgeting break. Here are five of the best student discounts out there. 1. Amazon Amazon’s got it all…

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Blog Header Image for Article "How Much Money should I Keep In my Checking Account?"
Feb
4

How Much Money Should I Keep In My Checking Account?

Most of us use our checking accounts on a daily basis. Every swipe of a debit card, every bill we pay and every personal check we write takes money out of our checking account. But, how much money should we be keeping in these super-convenient accounts? Let’s find out. What’s your magic number? It’s best…

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Jan
31

The SECURE Act

The Setting Every Community Up for Retirement Enhancement (SECURE) Act is now law. With it, comes some of the biggest changes to retirement savings law in recent years. While the new rules don’t appear to amount to a massive upheaval, the SECURE Act will require a change in strategy for many Americans. For others, it…

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Plate of Fettuccine Alfredo
Jan
31

Budget Fettuccine Alfredo

  Creamy pasta for just a few dollars in less time than it takes to order dinner in! Yield: 4 servings Hands-on prep time: 3 minutes Total prep time: 10 minutes Price per serving: $1.19 Ingredients 2 tablespoons butter 1 clove garlic 3/4 cup cream 2 egg yolks ¾ cup grated Parmesan cheese 2 tablespoons parsley…

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Jan
30

Scammers Continue To Take Advantage of Lonely Hearts

  Millions of people, including credit union members, look to online dating or social networking sites to meet someone. But instead of romance, many unknowingly find a scammer. Cyberspace scammers are eager to take advantage of lonely hearts by setting up fake accounts on social media or dating sites to establish fraudulent relationships and get…

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Jan
30

Understanding The Credit Card Trap

Did you know the average American household carries $6,358 in credit card debt? If that isn’t alarming, consider this: A debt of $5,000 with an average interest rate of 24.99% where only the monthly minimum payment is made can accumulate $4,823 in interest over five years. It means you’ll pay nearly double the amount you…

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Jan
30

5 Ways To Avoid Credit Fraud

  Keep your credit cards safe. Store your cards in a secure wallet or purse. After making a purchase, immediately return your card to that place. Don’t allow websites to “remember” your card number. Only let secure payment portals, like GooglePay and PayPal, remember your card number. An even better practice is to never check…

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Jan
28

9 Germy Places to Avoid (or Disinfect) This WInter

    As winter settles in, it’s time to brush up on your disinfecting smarts. Harmful bacteria can lurk in places you’d never suspect, and knowing which places to be wary of can help you avoid getting sick this winter. At home There are harmful microbes all over our homes-and most are found in the…

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